more papers signed.

So, you have to prove a lot about your self. You have to prove you have money coming in each month by showing pay stubs. You have to prove it again with tax returns. You have to prove it again by witness, the bank wants to call my land lord to ask if I actually pay my rent. I have to prove where the money comes from, not lotto winnings or one time payments etc.

Things that made this easier are lots of on-line documentation provided by banks and other people who have web sites and manage money. Statements are easily printed from a web page and that's more than enough to satisfy any of the loaning agent's requirements.

Anyway, at the end of the day I was able to fill in all of the requirements, so the loan is so far approved. The bank wants to give me the money, but the under writer wants more proof that I have the money to pay the bank. By the end of the week I should have a report, about a page long, from the appraiser who is evaluating the property.

Depending on how that goes I should be meeting with the loan agent, and real estate agent and we'll go over the remaining costs and I'll be told how much money I'll need to hand over to the mortgage bank to get the rest of the money for the house.

I'll have a few days to gather up the money for the check and that should be that!

I have to remind myself that the money isn't going to completely disappear once it's handed over to the mortgage bank. It's going into a fund that's supporting my house's loan which is something that i'll be building equity in. So if the market value of the house goes up so too does the worth of the money that I put in.

Here's to all of the companies in the area and the new buildings popping up all around the house doing well!